Helping Our Clients Know Their Options & Prepare for Their Retirement Future

Investment Management

One of the first steps to achieving wealth is to begin accumulating assets. Investing is a way to grow your assets in the stock market or other financial vehicles. When you start saving and investing early, time is on your side as you give “compounding” time to work in your favor. At Coeus, we can help set up your investment accounts, help make allocations, make adjustments and monitor performance.

401(k) Rollover & Roth IRA Strategies

Have you left retirement earnings behind when you have changed jobs? Or do you have too many uncoordinated accounts to manage? If so, we can help you round up those accounts and get organized. We can explain the different IRA account types and get you set up with a new account or rollover a current account so you can make your retirement funds work for you.

Retirement Income Planning

After looking at your unique financial situation, we aim to design a retirement plan that helps you create an income you can’t outlive—one that maximizes the value of your assets to protect your family and also preserves your legacy for your beneficiaries.

Estate Preservation

Estate and legacy planning can be an emotional and complex series of decisions. Whether you want to leave your assets to heirs or charity, or want to develop a succession plan for your business, we can help you design a strategy that allows you to share your life’s successes with others while also leaving a legacy for those you love.

Wealth Management

You’ve worked hard over the years to save for your future and grow your wealth. After the accumulation phase, most clients are concerned about preserving and protecting their wealth. No matter what phase you are in, we can help you get the most out of your nest egg.

Insurance Strategies

When we look to the future, we all hope to live long and healthy lives. Unfortunately, life does not work out that way for everyone as accidents and illness happen. Life insurance is a way to make sure that your spouse and family are financially provided for in the event of an untimely passing. Long-term care insurance can be utilized to make sure adequate support is in place if you need help with activities of daily living and health care tasks. Also, disability insurance can provide a financial safety net after an injury or accident.

Tax Mitigation

The primary focus of your financial advisory firm should be to manage your overall wealth—not just your investment portfolio. Our goal with tax mitigation is to minimize the tax impact on your overall financial status while ensuring the cash flow that you and your family require. With the right moral, ethical and legal tax strategy in place, you effectively increase your available wealth. We reach beyond your portfolio to design and implement strategic plans to minimize estate and income taxes.

Social Security Maximization

Choosing when and how to draw Social Security can be a tough decision with hundreds of options. Decisions should always be made based on your specific situation, such as marital status, income need and timing. Making the best choice also can depend on additional savings and retirement accounts you may have. Our team can help you navigate the possibilities, so you get the most from your hard-earned benefits.

Financial Planning

Having an overall financial plan can determine your confidence with finances today and in the future when you face retirement. We can help you assess what you have and what you might need to meet your future goals and then put a plan in place to achieve those goals.